What Are The Exceptions For Not Having Car Insurance in Georgia

Reader’s Question:

What are the exceptions for vehicles not to be insured in Georgia?

Therese

Good Question Therese.

There are occasions that a car need not to be insured. If your car qualifies for one of the exceptions, you will be needing to file an affidavit stating the reason and you will be from the lapse fees and penalties for not having car insurance on your vehicle.

Here are the list of exemptions:

1. if the vehicle was sold or if the ownership was transferred

2. if the owner moved to a different state or if th owner of the vehicle was transferred out of state

3. if the vehicle lease was terminated

4. If the vehicle was wrecked, salvaged or junked

5. if the vehicle was repossessed, stolen or not driven because its inoperable

6. if the vehicle was stored or used seasonally for agricultural purposes

Those who are in the military are also exempted if they are deployed and the vehicle is not being used. You will need to fill up an affidavit to claim your exemption if you are in the military. You can file this at your local tag office before, during or after your deployment.