Georgia Car Insurance Law on SR22
Reader’s Question:
Can you tell me the law in Georgia regarding SR22?
Mike
Atlanta GA
In the US alone, different states have various laws and regulations with regards to Driving under the Influence or DUI. In Georgia car insurance law, it is unlawful to have a vehicle without car insurance coverage. Permitting an individual without insurance operate a vehicle is likewise illegal.
In Georgia car insurance law, the minimum required liability coverage is as follows:
1. $25,000.00 for bodily injury liability per person per accident-
2. $50,000.00 . for bodily injury liability for two or more persons per accident
3. $25,000.00 for property damage per accident
The law enforcement officer will request the driver to show proof of mandatory liability insurance. IDs or papers from the insurer have to be presented.
If the insurance has lapsed at the time of the accident, the Georgia Department of Motor Vehicles will suspend the your drivers license until insurance policy has been renewed.
If you have been convicted of DUI, you will be required to get a special kind of car insurance called SR 22. This SR22 is a certificate that shows proof proof of financial responsibility of the driver. It’s an assurance that the driver will keep the minimum liability insurance coverage required by the state.
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