Does Taking Defensive Driving In Georgia Reduce My Car Insurance Rates?
Reader’s Question:
How does taking defensive Driving class lowers my insurance premium? how do I enroll? I live in Georgia.
Sam
Thank you for asking Sam.
By taking a defensive driving class, your premiums may be lowered but this depends on the insurance company that you currently have since each companies has different policies to qualify for the discount. You may also check with the amount of the discount you might get if you take defensive driving class to lower your premiums from the cost of the course.
The state laws also requires an individual to take defensive driving course for point reduction on your driving record every five years. However this will still depends on the individual courts and the driving record since the court will determine if taking a driving course for ticket dismissal can be an option for you.
In Georgia, if your driving has been suspended due to DUI, you will be required to take a DUI course through a state approved school. The Georgia Department of Drivers Service can provide you all list of authorized schools that you can enrolled in.
You will also be required to take an assessment test for the amount of $75 before enrolling to the DUI school. Then after that, you will have to enroll to the 20-hour course and pay an amount of $250 which includes a book fee for $15. These fees are set by the state.
For teens, the Alcohol and Drug Awareness Program , a one hour session, is required for all drivers under the age of 18. You may be able to take a make up test if you failed the test at the end of the program.
You may check with the DDS to find out more information on where to take the defensive driving test.
Goodluck!
MariCAR
Can I Get a Copy Of My Driving Record In Georgia?
Reader’s question:
Can I get a copy of my Georgia driving record if I go to the local Georgia Department of Motor Vehicles? Will they be able to get my traffic tickets from my previous residence from a different state 2 years ago?
Matt
Good question.
The Georgia DMV does not allow you to obtain a copy of your driving record. But you may be able to download a non certified copy of your driving record through the DDS website or you may go to the DDS customer service center.
You will be needing your driver’s license number, a date and birth and a password where you can request online before you can download the information you need. There is also a fee that you will need to pay. It is $5 for 3 year record and $7 for a 7 year record. Remember that it is only a non certified copy of your driving history.
Your Georgia driving record can also be purchased in person at the DDS customer service center with proper identification. You also have the option to send a request through mail. You will need to submit a notarized letter requesting either the 3 or 7 years of your driving history and provide other information so the DDS can process your request.
You can call DDS to get more information if you want to use this option.
Goodluck!
MariCAR
Loading ...