Reader question:

What kind of deal can a busy student get on her Lawrenceville GA car insurance premium?

Maggie

Great question, Maggie.

I guess it all depends on why you’re busy! Lawrenceville GA car insurance companies are both very punitive towards students because of their age, and at the same time pretty kind to them. Although your initial Lawrenceville GA car insurance rates might be twice as much as those of someone twenty years older than you, companies offer you a variety of breaks that allow you to purchase your Lawrenceville GA car insurance premium at a more reasonable price.

A favorite break of mine is the good student discount, which is offered by most companies and allows students to get a certain amount off of their insurance premium if they make certain grades. The requirements differ depending on the state and the Lawrenceville GA car insurance company, so to be certain of how you will benefit, call your agent first.

Here’s a list of companies and how they treat the good student discount.

• GEICO offers the Lawrenceville GA car insurance discount to students between the ages of sixteen and twenty five. In some states, you have to be unmarried and under the age of twenty one to benefit, but they don’t offer state specific details. In order to get the discount, you have to get a B average or above. The amount of the discount can be as much as fifteen percent off of your Lawrenceville GA car insurance premium. GEICO has a lot of discounts, as a matter of fact, and if you think you might be eligible for more than just the good student discount, you should consider checking out their website and/or calling an agent to see where you stand and how that would affect your rates.
• Farmer’s Insurance is a little more strict in its requirements. In order to qualify, you must be unmarried; under the age of twenty five; you must be a full time student in either high school or college; you should be in the top twenty percent of your class; you need to have a B average or higher; and, if your school has a Dean’s List or Honor Roll, you need to be on it. Tougher, but if you’re as a busy a student as you say, you’ll probably be able to make it.
• Esurance also has a deal for good students who are enrolled full time in either high school or college. For these dedicated young people, qualification for the Lawrenceville GA car insurance discount requires you to be under twenty five and have a grade point average of at least 3.0. Some states have additional requirements.

I hope this information was helpful to you, Maggie. Of course, these aren’t the only three companies that offer the good student discount, but looking at their requirements does give you a good idea of what to expect even if you’re going to go with a different Lawrenceville GA car insurance company.

Cheers,

Fashun Guadarrama.