Reader’s Question:

what is the Georgia minimum car insurance requirements?

Melanie

Thank you for asking.

It is requires for all motorist in the state of Georgia to carry accident liability insurance for each of the cars they own. This mandatory liability insurance will help cover any damages or medical payments for those injured in the accidents. The minimum amounts that you may be covered in order to satisfy the law are:

$25000 per person for bodily injury
$50000 per accident for bodily injury to two or more people
$25000 per accident for the property damage

It is possible for the state now to verify your insurance status online. It is required that all insurance companies should submit policy information to a state wide database electronically when an individual purchases an insurance. You may also be able to check with the Department of Revenue website your status online and verify if your insurance coverage is properly documented to save you time and expense in the future.

The processing time is 30 days to transmit the data by the insurance companies.

Goodluck!

MariCAR