Reader’s question:

Hi! I just want to know what an SR22A is. Thank you.

Michelle

Thank you for asking Michelle.

The Sr22A is a term used by the state of Georgia for a GA Responsibility Insurance certificate which is similar to SR22 except that it has further restrictions. In Georgia, this financial responsibility filing is required for motorist that has been convicted operating a vehicle without liability insurance.

SR22A is also sometimes called as the Financial Responsibility. Under title 40 of the official Code of Georgia Annotated shows the reason why an individual needs to maintain an SR22A.The individual’s amount of time to carry this depends on certain reasons .Usually it is required from between one to three years.

If you are for example trying to reinstate you license in Georgia after suspension due to subsequent conviction of no proof of insurance,an sr22a must be maintained for 3 years from the date of the conviction.

An insurance company must certify that you have a valid liability insurance. This certification will be filed on the sr-22a form. If you have been notified by the Department of Motor Vehicles that you must carry an SR-22a filing, this should be certified by the insurance company to show proof that you have insurance and meet the financial responsibility requirement in the state of Georgia. However if you are going to cancel the policy before the date the state has given you to carry the sr22a, the insurance company will notify the DMV that the policy has been cancelled and that you no longer have the required insurance.

Goodluck!

-MariCAR