Reader’s Question:

What happens if the person does not have any insurance and he is at fault in an accident in the state of Georgia?

Redford

Thank you for asking.

If the Department of Revenue in Georgia sees that you are uninsured, they will send you a Notice of Lapse Mandatory Liability Insurance Coverage notice through the mail. You will be requested to pay $25 lapse fee and you will be required to show proof within 30 days of the valid insurance coverage.

Your vehicle registration may be suspended if you fail to pay the lapse fee within 30 days of the letter’s date. The owner of the vehicle will need to pay the lapse fee of $25 plus $60 reinstatement fees and show proof of auto insurance if you want to cancel the suspension.

You will not be allowed to drive without insurance and suspended vehicle registration once you receive the notice from the Department of Revenue. If you drive a vehicle without insurance or with suspended registration, you may be subject for additional fees and the vehicle may be impounded if you get caught.

If you get involve in an accident and you do not have an insurance, you will be held personally responsible for the damages that you caused to another driver or car.

You may contact the Department of Revenue in Georgia to give you more information on the penalties given to a person driving without insurance if he/she gets involve in an accident.

Goodluck!

MariCAR