As I addressed in the previous post, an SR22 form is something that needs to be filed by your Duluth GA automotive insurance company with the Georgia Department of Motor Vehicles after you have committed a drunk driving offense or some other offense that ends you with a suspended license. Now that you know what Duluth GA automotive insurance SR22 filing is, though, how do you go about getting it? It might be a little difficult for you, but it can be rather easily explained.

• Contact.

Get your Duluth GA automotive insurance company on the line and talk with your agent. Tell them you have a suspended license and inquire if they can help you with getting an SR22 form set up so that you can restore your driving priveleges.

This is where you might run into some hang ups. Just because you need SR22 insurance, doesn’t mean that your Duluth GA automotive insurance company is going to provide you with it. You may find your renewal of insurance denied if you are at the end of your six month period, or you’ll see your Duluth GA automotive insurance policy outright cancelled. Unfortunately, if it’s going to happen you can’t avoid it, but you can start looking at other Duluth GA automotive insurance companies and set yourself up with a new company.

• Get a new quote.

Once you are required to file SR22 insurance with your Duluth GA automotive insurance company, you are no longer the same customer as before. Now that you are part of a higher risk group, you will need a new quote appropriate to your rating, and that is only if your Duluth GA automotive insurance company decides to keep you on board.

You have the best chance at getting a good rate and staying with your Duluth GA automotive insurance company if you had a good track record with them in the first place. Many preferred and long time customers get DUI convictions and don’t see their Duluth GA automotive insurance rates go up even a dollar.

• Decide on your coverage.

As when you get any car insurance policy, you will need to choose your coverage. Collision will be through the roof if you have to file SR22, so avoid it unless you’re still purchasing your car and thus have no choice.

Duluth GA automotive insurance law only requires that you get the minimum liability coverage for your SR22 policy, so unless you have no other option, I suggest you go with that.

• SR22 filing.

Once you have made your down payment or paid your first premium bill, you will need to get your SR22 form. Your Duluth GA automotive insurance company will provide you with this, and every one has its own way. With some, you’ll be able to access it online, and with others you’ll have to wait for it in the mail. Once it arrives, fill it out and turn it in to the DMV.