Reader’s Question:

How does taking defensive Driving class lowers my insurance premium? how do I enroll? I live in Georgia.

Sam

Thank you for asking Sam.

By taking a defensive driving class, your premiums may be lowered but this depends on the insurance company that you currently have since each companies has different policies to qualify for the discount. You may also check with the amount of the discount you might get if you take defensive driving class to lower your premiums from the cost of the course.

The state laws also requires an individual to take defensive driving course for point reduction on your driving record every five years. However this will still depends on the individual courts and the driving record since the court will determine if taking a driving course for ticket dismissal can be an option for you.

In Georgia, if your driving has been suspended due to DUI, you will be required to take a DUI course through a state approved school. The Georgia Department of Drivers Service can provide you all list of authorized schools that you can enrolled in.

You will also be required to take an assessment test for the amount of $75 before enrolling to the DUI school. Then after that, you will have to enroll to the 20-hour course and pay an amount of $250 which includes a book fee for $15. These fees are set by the state.

For teens, the Alcohol and Drug Awareness Program , a one hour session, is required for all drivers under the age of 18. You may be able to take a make up test if you failed the test at the end of the program.

You may check with the DDS to find out more information on where to take the defensive driving test.

Goodluck!

MariCAR