Reader’s Question:

What is the minimum liability coverage in Georgia? Thank you.

Fred

Thank you for asking Fred.

Georgia law requires all motorist to purchase the minimum liability coverage of some or all of the following types of the liability coverage. the liability coverage includes :

Bodily injury liability

This would protect your assets if in the even of auto accident you are held liable for the people injured or killed

Property damage liability:

This covers the repairs and the replacement of the car and properties of other people

Uninsured/underinsured coverage:

This covers and insures you of your losses caused by other drivers with little insurance or no insurance at all.

You may also want to purchase more than the minimum amount of coverage required for Georgia to fully protects you. Although this is optional in most states, it makes sense to purchase them unless you can afford to pay for the damages in case of accident.

Collision:

this pays the repair or replacement of your car if its damaged due to accident

comprehensive:

covers all the damages to your car against theft ,flood or vandalism..etc

medical payments or personal injury protection

covers medical expenses that is not covered by your health insurance or your passengers

The best coverage to choose are those which will gets you fully covered and saves you an amount of money. You may call your insurance company to discuss which coverage suits your needs.

Goodluck!

MariCAR